123Credit GmbH is a digital financing platform and a licensed credit intermediary under the Swiss Consumer Credit Act (KKG). The company acts as an independent broker working with banks and financing partners to arrange consumer loans such as auto loans, home loans, loan top-ups and loan consolidation. The website provides a loan calculator, representative interest examples, optional credit protection and telephone advice.
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Private loan brokering for individuals in Switzerland; digital application, pre-screening, intermediation with financing partners, terms from 6 to 120 months, amounts from CHF 4'000 to CHF 500'000.
Auto loan brokerage
Auto loan brokerage for new and used cars, one-year-old vehicles, motorcycles and motorhomes; fixed instalments, free choice of vehicle and no mileage limits or down payment requirement.
Housing loan brokerage
Housing loan brokerage for moving, rental deposit, double rent payments, renovation and cleaning costs, and new furniture, with an amount and term freely chosen.
Loan redemption and refinancing
Loan redemption and refinancing of existing loans or credit cards; consolidation of several commitments into a single financing, with a monthly instalment and a term chosen individually.
Loan top-up
Loan top-up and restructuring of existing financing; review of a new solution with possible better terms, a higher total amount and lower administrative burden.
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