The company's purpose is to provide services in the areas of risk management, actuarial mathematics, investment consulting, insurance and reinsurance brokerage, human resources, outsourcing, and corporate consulting. The company may establish branches and subsidiaries in Switzerland and abroad and participate in other companies in Switzerland or abroad. The company may generally conduct all commercial, financial, and other transactions that are suitable to promote its purpose. The company may also grant intra-group loans to its direct or indirect shareholders and to other companies within the group to which the company belongs, and provide guarantees or security of any kind for its obligations to other group companies or third parties, even if such loans, guarantees, or securities are granted without consideration or compensation. The company may also participate in cash pooling within the group to which the company belongs.