Evangelische Bürgschafts- und Darlehensgenossenschaft des Kantons St. Gallen (HIKA)

Consulting in economic matters for members of the Evangelical denomination residing in the canton of St. Gallen, and where justified, provision of financial assistance in the form of short-term loans, as well as mediation and possibly assumption of guarantees, excluding poor relief. The cooperative has no profit-making intentions. It can participate in or support organizations with the same or similar goals. It can join corresponding reinsurance associations to secure against losses from loans and guarantees.