FinTech

Wise Switzerland AG 

Zurich · Since 2020

Wise Switzerland AG provides international payment and financial services, including multi-currency accounts, cross-border money transfers, debit card services and business account solutions.

WOLFO AG 

Wolfenschiessen · Since 1975

WOLFO AG assists individuals in locating and recovering second‑pillar pension assets and vested‑benefit accounts via a secure online registration. Services include searches across pension institutions, personalised consultation and ongoing assistance during the recovery process.

Woolsocks AG 

Lucerne · Since 2021

The core activity of Woolsocks AG is to provide a financial app that enables users to save money, spend smarter and improve their financial management. The app offers various features such as cashback offers from online shops, automatic rewards, analyses of spending behavior, vouchers from well-known brands and investment opportunities. The company's goal is to enable users to manage their finances in a simple and efficient way and help them save money.

Worldline Schweiz AG 

Zurich · Since 1979

The company's core activity is providing reliable and secure product solutions for payment transactions and trade order management, particularly through the development and implementation of trade order management and financial data platforms. The company offers specialized payment solutions for various industries, such as retail, digital goods and services, and others, and works closely with banks and other partners to support businesses in achieving their goals.

X8 AG 

Baar · Since 2017

X8 AG is a global fintech company focused on regulatory-compliant digital payment systems, stablecoin issuance, custody and trading services, and white‑label solutions. It operates the X8 Global Stablecoin System, comprising eight single-fiat stablecoins and a basket global stablecoin (X8C), and provides wallets, KYC/AML and multichain payment APIs.

XALLET AG 

Zug · Since 2020

The core activity of Xallet AG is the provision of digital asset services, including the management of digital wallets, the execution of transactions and the provision of solutions for the secure management of digital assets.

XCALE FINTECH SOLUTIONS AG 

Cham · Since 2024

XCALE FINTECH SOLUTIONS AG provides software development and project finance services, including SaaS solutions, custom application development, application modernization, and system integration.

Xentum AG 

Baar · Since 2016

Xentum AG is a fintech company specialized in virtual goods and currencies, offering payment processing and exchange solutions for corporate clients. As a regulated financial intermediary and VQF member, it operates a unified payment gateway and connects services through a network of banks and payment service providers.

Xploritas AG 

Zug · Since 2022

Xploritas AG provides a Bank Relationship Management (BRM) software platform that centralizes banking product, contract and transaction data into a single repository and supports cost, risk and compliance analysis and reporting.

Yainvest AG 

Baar · Since 2023

Yainvest AG develops AI-driven behavioral finance tools and produces Investor Behavior Impact (IBI)™ analyses that transform transaction histories into quantified insights on investor biases. Offerings include IBI reports, a predictive engine for behavioral alerts, integration options (APIs/iFrame) and expert guidance meetings.

Yields & More AG 

Zug · Since 2022

Yields & More AG develops automated trading software and end‑to‑end trading systems that use market data to analyse markets, automate trading decisions and integrate with existing infrastructures. Services include strategy development, performance monitoring and visualization, plus modular white‑label and SaaS offerings; the company does not manage client funds.

Y&M Advisors SA 

Geneva · Since 2012

The core activity of Y&M Advisors SA is to provide consulting and development services to companies in the finance and insurance sector, particularly in the Fintech area. The activities include: * Consulting and development of quantitative solutions for Fintech companies * Creation of algorithmic trading systems and structured products * Risk management and pricing for structured products * Development of recommendation systems and investment strategies * Digitalization and development of applications, micro-services, and high-performance interfaces * Data management, cloud server infrastructure, and UX/UI design * Integration of third-party services and visual identity development The company supports its clients in the digital transformation of their activities and offers tailored solutions that meet Swiss quality standards.

YouHodler SA 

Lausanne · Since 2019

The core activity of YouHodler is providing services in the field of cryptocurrencies and blockchain technology, specifically: cryptocurrency trading (MultiHODL), cryptocurrency savings (Yield Account), cryptocurrency loans (Crypto-Backed Loans), cryptocurrency payments (Payments Method), corporate accounts for businesses with customized blockchain solutions, and educational and informational offerings on cryptocurrencies and blockchain technology (blog, webinars, expert contributions). The company thus offers a wide range of services for individuals and businesses in the field of cryptocurrencies and blockchain technology.

Yourasset AG 

Zurich · Since 2020

The core activity of Yourasset is to provide financing options and digital platforms for the luxury watch industry, particularly in the brokerage of loans and payment options for the purchase of luxury watches, as well as in the development of technologies that combine the emotional value of fine watches with financing possibilities.

Yuh SA 

Gland · Since 2021

The core activity of Yuh is the development and provision of a financial app that enables users to manage, save, invest and transfer their finances. The app offers a range of features, including payment, saving, investing, 3rd pillar and referral. Yuh positions itself as an innovative and user-friendly alternative to traditional banks and financial institutions.

Ziaum Sàrl 

Geneva · Since 2024

The core activity of Ziaum is the execution of online transactions and money transfers, with a particular focus on the CFA Franc, Swiss Franc and Euro currencies. The company offers a digital platform for easy and secure money transfer, providing a financial service that meets the needs of individuals, businesses and institutions.

Zinsli Finance AG 

Zurich · Since 2023

The core activity of Zinsli is the digital management of rental deposits and the provision of a platform for investing rental deposits in various financial products, such as escrow accounts, funds and other forms of investment. The company offers a free platform for landlords and tenants to modernize and simplify the traditional rental deposit.

Zugersee Finance AG 

Zug · Since 2022

Zugersee Finance AG is a fintech company offering real-time payment services and global money transfers. Its services include remittances, payments, disbursements and value flows through a neobank-like ecosystem that uses blockchain technology and a digital currency stated to have 100% audited reserves in national currency.

zukunft.com AG 

Uetikon Am See · Since 2014

zukunft.com AG operates the web application zukunft.com, presented as “calc with words”, which is provided as a prototype available for alpha testing. The site allows reading, editing and using content without mandatory registration; structured data are released under the Creative Commons CC0 license and the program code under the GPL3 license.

NodeXpert SA 

Geneva · Since 2025

NodeXpert SA is a technology consulting firm specializing in infrastructure and IT consulting. Its services include distributed infrastructure and node operations, cloud and DevOps engineering, security and compliance assessments, technical training, and custom software development.