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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,765 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinTechZurich3circlefunding GmbH
3circlefunding GmbH Logo
Verified· 3 sourcesTrust Score
Summary

About the company

The core activity of 3circlefunding GmbH is the brokerage of crowdlending services, including business loans and private credits, as well as crowdfactoring services, such as the pre-financing of open invoices and the sale of credits on the secondary market.

AI-generated
Offering

Products & services

Industry:FinTech
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4.0/5

3circlefunding GmbH

✓ Offered5
Crowdlending
Crowdlending for private individuals and businesses, with personal loans and business loans, terms of 1 to 60 months, and credit-checked borrowers.
Crowdfactoring
Crowdfactoring for pre-financing outstanding invoices, with funding for receivables, short terms, and credit-checked debtors.
Secondary market
Secondary market for the purchase and sale of crowdlending and crowdfactoring financings; lenders can sell on loans.
Creditworthiness assessment
Creditworthiness assessment with identification, verification and authentication of users, as well as an indicative rating for borrowers and debtors.
Investment platform for private and business investors
Online platform for private and business investors to invest in loans and receivables, with monthly repayments and Autoinvest.
Trust & reputation

ranQ Trust Score of 3circlefunding GmbH: 4.0 out of 5.0

Trust Score4.0/ 5.0

High

x

Data basis 96% · As of October 2026

3circlefunding GmbH scores 64.6 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
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CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.79.424%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.52.910%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.35.08%
3circlefunding GmbH scores 78.5 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.89.612%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
3circlefunding GmbH scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
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CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
3circlefunding GmbH scores 37.1 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
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CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.37.14%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

3circlefunding GmbH reaches a ranQ Trust Score of 4.0 out of 5.0 — rated «High». The rating draws, among other things, on 5.0 out of 5 stars from 7 customer reviews. The data basis is 96%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
5
of 5

Aggregated from 7 reviews across all connected sources

Sources
GGoogle57
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

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Location

Horneggstrasse 9
8008 Zurich
Opening hours
Mon
08:00 - 18:00
Tue
08:00 - 18:00
Wed
08:00 - 18:00
Thu
08:00 - 18:00
Fri
08:00 - 18:00
Sat
Closed
Sun
Closed

At a glance

Legal form
Limited Liability Company
UID
CHE-311.798.763
Founded
2015 · 11 years
Last commercial register change
February 3, 2026
Employees
1 to 10
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
88.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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