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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,629 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinTechZugBivial AG
Bivial AG Logo
Verified· 3 sourcesTrust Score
Summary

About the company

Bivial AG is a Swiss financial institution focused on business accounts and payment services. It offers business accounts, share capital accounts, cards, virtual IBANs, and solutions for domestic and cross-border payments.

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Offering

Products & services

Industry:FinTech
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Bivial AG

✓ Offered9
Business account
Business accounts for global transactions, with dedicated and personalised Swiss IBANs, multi-currency accounts, access control, API integration and worldwide deposits and withdrawals.
Entrepreneur account
Personal Swiss account for business use, with multiple IBAN accounts, Visa debit cards, multi-currency management and worldwide transfers and payments.
Merchant Payment Accounts
Merchant accounts for card payments worldwide, with fast processing, integration of Visa, Mastercard and alternative payment methods, reporting, PCI-compliant payment pages and API connectivity.
Client Funds Accounts
Segregated client funds accounts for regulated companies, with safeguarding letters, clear account mapping, enhanced access rights and accounts in over 19 currencies.
Virtuelle IBAN-Konten
Virtuelle IBAN accounts to simplify reconciliation, for multi-currency payments, automatic assignment of incoming payments, segregation by customer or project and API automation.
Personalised IBANs
Personalised Swiss IBANs with a name or word in the account number concept, a 60-day reservation, reservation before activation and use after account opening.
Virtual cards
Virtual debit cards for businesses, with instant issuance, unlimited number of cards, real-time transaction overview, Apple Pay, Google Pay and API integration.
Physical cards
Physical debit cards for worldwide payments and cash withdrawals, with contactless use, Apple Pay, Google Pay and blocking and replacement functions in the dashboard.
Payment and withdrawal features
Deposits and withdrawals via bank transfers, cards, alternative payment methods, SEPA direct debits, SWIFT, local and wallet payouts, as well as API and SWIFT messaging integration.
Trust & reputation

ranQ Trust Score of Bivial AG: 4.1 out of 5.0

Trust Score4.1/ 5.0

High

x

Data basis 58% · As of October 2026

Without public customer reviews the score stays capped.

Bivial AG has no value in the Reputation area of the ranQ Trust Score because no data is available. The area carries 42% of the weighting and drops out of the calculation for this profile; it does not lower the score, only the reported data basis.
x
CriterionValueWeight
  • Review quality: No data point — the criterion is taken out of the weighting and does not lower the score.—24%
  • Review volume: No data point — the criterion is taken out of the weighting and does not lower the score.—10%
  • Review recency: No data point — the criterion is taken out of the weighting and does not lower the score.—8%
Bivial AG scores 74.8 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.75.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
Bivial AG scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
Bivial AG scores 46.9 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.77.14%
  • Media authority: Quality and number of editorial mentions, weighted by the importance of the source, plus the recency of the latest high-quality mention.16.74%
Qualifications+0.00

Bivial AG reaches a ranQ Trust Score of 4.1 out of 5.0 — rated «High». No public customer reviews are available for this provider; the rating is based on the remaining criteria. The data basis is 58%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Press

Media

May 6, 2025Media
Profitability and growth momentum at Bivial
startupticker.ch

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Location

Industriestrasse 24
6300 Zug

At a glance

Legal form
Corporation
UID
CHE-402.707.584
Founded
2019 · 7 years
Last commercial register change
June 30, 2026
Employees
1 to 10
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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