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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,701 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinancial ServicesLuganoCREDITFINANZ SA
CREDITFINANZ SA Logo
Verified· 3 sourcesTrust Score
Summary

About the company

The core activity of Credit Finanz SA is the granting of private loans to customers in Switzerland. The company offers online loans at various interest rates and enables customers to calculate their monthly installments and apply for a loan online. In addition, the company also provides consulting services in the areas of mortgages, health insurance, pension planning and life insurance.

AI-generated
Offering

Products & services

Industry:Financial Services
✓ Offered6
Personal loan
Personal loan online or via a paper application form, with amounts from CHF 5’000 to CHF 250’000, monthly instalments and interest rates indicated from 4.7%.
Mortgage
Personalised mortgage for purchasing houses or apartments in Switzerland, including a financial analysis, definition of the mortgage model and support in choosing the interest rate.
Health insurance
Advice and comparison of premiums for health insurance, with support in choosing products and cancelling when switching health insurers.
Third pillar
Advisory services for private pension planning under the third pillar, with a choice between tied or free pension arrangements and attention to tax savings and pension coverage.
Life insurance
Personalised advice on life insurance, including coverage for death and disability, and long-term pension planning.
Plus services
Advice on tax savings, car insurance, household economy, rent guarantee, legal protection, business RC and mortgages for houses or apartments.
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4.5/5

CREDITFINANZ SA

Trust & reputation

ranQ Trust Score of CREDITFINANZ SA: 4.5 out of 5.0

Trust Score4.5/ 5.0

Excellent

x

Data basis 96% · As of October 2026

CREDITFINANZ SA scores 93.0 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.87.724%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.100.010%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.100.08%
CREDITFINANZ SA scores 89.3 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.100.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.70.07%
CREDITFINANZ SA scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
CREDITFINANZ SA scores 14.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.14.04%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

CREDITFINANZ SA reaches a ranQ Trust Score of 4.5 out of 5.0 — rated «Excellent». The rating draws, among other things, on 4.8 out of 5 stars from 99 customer reviews. The data basis is 96%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
4.8
of 5

Aggregated from 99 reviews across all connected sources

Sources
GGoogle4.899
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

Knowledge

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Comparisons

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Location

Via Trevano 72
6900 Lugano
Opening hours
Mon
08:30 - 12:00, 13:00 - 19:00
Tue
08:30 - 12:00, 13:00 - 19:00
Wed
08:30 - 12:00, 13:00 - 19:00
Thu
08:30 - 12:00, 13:00 - 19:00
Fri
08:30 - 12:00, 13:00 - 19:00
Sat
14:00 - 18:30
Sun
Closed

At a glance

Legal form
Corporation
UID
CHE-109.863.769
Founded
2002 · 24 years
Last commercial register change
November 17, 2023
Employees
11 to 20
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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