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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,629 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinancial ServicesBernefficasa GmbH
efficasa GmbH Logo
Verified· 3 sourcesTrust Score
Summary

About the company

The core activity of efficasa GmbH is the brokerage and management of mortgages and loans for homeowners, particularly for retirees, to tap into the capital of their property without having to leave their home. The specific services include: * Pensioner Mortgage: A mortgage tailored to the needs of retirees. * Immo-Loan: A mortgage-backed loan from private Swiss investors. * Equity Release: An option for homeowners to tap into their property's equity and continue living in their home. The company offers consulting, forecasting, and support in applying for these services.

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Offering

Products & services

Industry:Financial Services
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3.7/5

efficasa GmbH

✓ Offered6
Mortgage for pensioners
Mortgage for retired owner-occupiers who withdraw capital from their property; terms depend on term, loan-to-value and income.
Real-estate loan
Mortgage-secured loan from private Swiss investors; terms depend on term, loan-to-value and the individual situation.
Equity withdrawal
Use funds from your home equity and keep living at home; payout either as a lump sum or in instalments, usually for life with a right of residence or usufruct.
Personal consultation
Free personal consultation on capital withdrawal, pensioners' mortgage, real-estate loan and equity withdrawal; book appointments and make enquiries online.
Telephone consultation
Free telephone consultation about the capital withdrawal solutions and your personal situation; bookable online.
Capital withdrawal forecast
Forecast of the possible capital withdrawal from the property; order online, costs by agreement.
Trust & reputation

ranQ Trust Score of efficasa GmbH: 3.7 out of 5.0

Trust Score3.7/ 5.0

Solid

x

Data basis 96% · As of October 2026

efficasa GmbH scores 53.8 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.70.824%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.27.910%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.35.08%
efficasa GmbH scores 70.2 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.70.212%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
efficasa GmbH scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
efficasa GmbH scores 0.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.0.04%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

efficasa GmbH reaches a ranQ Trust Score of 3.7 out of 5.0 — rated «Solid». The rating draws, among other things, on 5.0 out of 5 stars from 2 customer reviews. The data basis is 96%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
5
of 5

Aggregated from 2 reviews across all connected sources

Sources
GGoogle52
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

Knowledge

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Location

Mattenhofstrasse 30
3007 Bern

At a glance

Legal form
Limited Liability Company
UID
CHE-427.032.615
Founded
2020 · 6 years
Last commercial register change
October 9, 2023
Employees
1 to 10
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
88.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
  • Full methodology

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