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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,629 companies indexed · Last updated: today
DirectoryFinance & InsuranceCredit InstitutionsBaarIdea Finanz AG
Idea Finanz AG Logo
Verified· 3 sourcesTrust Score
Summary

About the company

The core activity of IDEA FINANZ AG is the granting of loans to private individuals, self-employed individuals and companies, as well as the takeover of existing credit and leasing contracts. The company offers various credit products, including private loans, corporate loans and leasing contracts, and has a sophisticated processing system for loan applications.

AI-generated
Offering

Products & services

Industry:Credit Institutions
✓ Offered5
Personal loan
Loan for private individuals with fixed monthly instalments, online application, creditworthiness check and payout after the statutory waiting period; amounts from CHF 1’000 to 300’000, terms from 6 to 84 months.
Business loan
Loan for companies, self-employed persons and businesses of all sizes with fixed monthly instalments, creditworthiness check and flexible processing via the internet.
Loan payoff
Payoff of existing loan and lease contracts through a new loan offer; described on the website as the takeover of existing contracts.
Lease payoff
Takeover of existing lease contracts as part of loan advice and a financing solution.
Loan advice
Advice on loans and quote requests by phone, contact form or email; including review of the request and support with the required documents.
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3.7/5

Idea Finanz AG

Trust & reputation

ranQ Trust Score of Idea Finanz AG: 3.7 out of 5.0

Trust Score3.7/ 5.0

Solid

x

Data basis 96% · As of October 2026

Idea Finanz AG scores 42.0 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.3.624%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.97.410%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.88.08%
Idea Finanz AG scores 85.5 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.100.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
Idea Finanz AG scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
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CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
Idea Finanz AG scores 12.9 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.12.94%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

Idea Finanz AG reaches a ranQ Trust Score of 3.7 out of 5.0 — rated «Solid». The rating draws, among other things, on 2.8 out of 5 stars from 45 customer reviews. The data basis is 96%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
2.8
of 5

Aggregated from 45 reviews across all connected sources

Sources
GGoogle2.845
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

Knowledge

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Comparisons

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Location

Hier entsteht die Karte
Neugasse 11
6341 Baar
Opening hours
Mon
09:00 - 12:00
Tue
09:00 - 12:00
Wed
09:00 - 12:00
Thu
09:00 - 12:00
Fri
Closed
Sat
Closed
Sun
Closed

At a glance

Legal form
Corporation
UID
CHE-106.333.587
Founded
1990 · 36 years
Last commercial register change
January 27, 2020
Employees
1 to 10
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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