The company's purpose is to develop and implement insurance and financial concepts, particularly in the area of pension planning, to broker, manage and administer insurance and financial service contracts, as well as to provide services in the allfinanz sector. The company may establish branches and subsidiaries in Switzerland and abroad, participate in other companies in Switzerland and abroad, and conduct all business that is directly or indirectly related to its purpose. The company may acquire, encumber, sell and manage real estate in Switzerland and abroad. It may also provide financing for its own account or for the account of third parties, as well as provide guarantees and sureties for subsidiaries and third parties.