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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,701 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinTechBaarOpentech Payment Services AG
Opentech Payment Services AG Logo
Verified· 2 sourcesTrust Score
Summary

About the company

Opentech Payment Services AG provides digital payments and banking infrastructure for financial institutions, offering products such as OpenPay™ Send (P2P and cross-border transfers), OpenPay™ ACS (3DS authentication), card tokenization, OpenPay™ Wallet and SCA, the OpenPay™ Banking Framework, and security/AI-driven customer support solutions.

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Products & services

Industry:FinTechSoftware Development
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Opentech Payment Services AG

✓ Offered8
NFC identification (AutomatID™)
Full-digital Strong Identification via NFC for initial identification and re-identification; supports ID documents on iOS and Android as well as payment cards on Android.
3DS authentication (OpenPay™ ACS)
3DS authentication service for e-commerce and card issuers; safeguards online payments and is intended to support a smooth shopping experience.
Money transfer solution (OpenPay™ Send)
All-in-one money transfer solution for P2P and cross-border payments; supports transfers to bank accounts, cards, wallets and cash-out locations via standalone, plug-in or API.
Card tokenization (OpenPay™ Card Tokenization Services)
Services for digitising cards in third-party wallets and proprietary HCE wallets; includes provisioning, in-app ID&V and a management console for token management.
Mobile Wallet (OpenPay™ Wallet)
Convergent Wallet with remote and proximity payments; includes wallet server and mobile apps for iOS and Android as well as Strong Customer Authentication.
Strong Customer Authentication (OpenPay™ SCA)
Solution for generating and managing OTP cryptograms for Strong Customer Authentication; supports transaction signing, PIN or biometric authentication on iOS and Android.
Framework for e-banking development (OpenPay™ Banking Framework)
Framework for developing e-banking products with technologies, processes and best practices; optimised for different devices and usage contexts.
AI-assisted customer service (Opentech Secure Concierge)
Generative AI-powered chatbot for banks and card issuers; integrates into existing banking infrastructures for customer enquiries, product information, account balance, transaction history and alerts.
Trust & reputation

ranQ Trust Score of Opentech Payment Services AG: 4.1 out of 5.0

Trust Score4.1/ 5.0

High

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Data basis 54% · As of October 2026

Without public customer reviews the score stays capped.

Opentech Payment Services AG has no value in the Reputation area of the ranQ Trust Score because no data is available. The area carries 42% of the weighting and drops out of the calculation for this profile; it does not lower the score, only the reported data basis.
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CriterionValueWeight
  • Review quality: No data point — the criterion is taken out of the weighting and does not lower the score.—24%
  • Review volume: No data point — the criterion is taken out of the weighting and does not lower the score.—10%
  • Review recency: No data point — the criterion is taken out of the weighting and does not lower the score.—8%
Opentech Payment Services AG scores 76.6 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
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CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.79.212%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
Opentech Payment Services AG scores 83.3 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
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CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).83.322%
Opentech Payment Services AG scores 94.3 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
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CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.94.34%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

Opentech Payment Services AG reaches a ranQ Trust Score of 4.1 out of 5.0 — rated «High». No public customer reviews are available for this provider; the rating is based on the remaining criteria. The data basis is 54%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

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Secure profile

Location

Mühlegasse 18
6340 Baar

At a glance

Legal form
Corporation
UID
CHE-282.317.438
Founded
2018 · 8 years
Last commercial register change
August 12, 2025
Employees
1 to 10
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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