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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,629 companies indexed · Last updated: today
DirectoryFinance & InsuranceBanksZurichYapeal AG
Yapeal AG Logo
Verified· 4 sourcesTrust Score
Summary

About the company

The core activity of YAPEAL AG is the development and provision of digital financial solutions for companies, particularly in the areas of payment transaction services, identity verification (KYC) and account management. The company offers a platform that enables the integration of financial services into the customer journey and value chain of companies. Specific offerings include, among others: Digital identity verification (KYC), Transaction accounts with self-created or virtual IBANs, Independent issuance and management of cards, Payment transaction services such as Mission-Critical Payments, Digital accounts for companies, including Swiss Business Accounts, and Expense and cost management solutions. The company positions itself as a provider of innovative, reliable and FINMA-compliant financial solutions that enable companies to make their financial processes more efficient and data-driven decisions.

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3.9/5

Yapeal AG

Offering

Products & services

Industry:BanksFinTech
✓ Offered10
YAPEAL Direct
Digital personal and business accounts with cards, a capital investment account, and business loans; for private and business customers as an online banking solution ready to use immediately.
YAPEAL Embedded
Embedded finance solutions for partners and developers; Accounts as a Service, Cards as a Service, automated payments with virtual IBANs, and Identification and Onboarding.
Business account and card solutions
Business accounts and business cards for payments, expenses, and day-to-day use; can be opened online and designed for corporate customers.
Personal accounts and cards
Digital personal accounts and cards for everyday payment transactions; intended for individuals and families.
Business loans
Business financing for companies; presented as a digital product within YAPEAL Direct.
Capital investment account
A separate account solution within YAPEAL Direct for capital investments, or money investments.
Accounts as a Service
Bank accounts as integrated financial infrastructure for partner products; with digital accounts and virtual IBANs in an Embedded Finance setup.
Cards as a Service
Card issuance and management functions for partners; embedded in digital products and platforms.
Automated payments with virtual IBANs
Automated payments via virtual IBANs for Embedded Finance applications and partner platforms.
Identification and Onboarding
Digital identification of natural persons and legal entities, as well as onboarding processes for partner and customer applications.
Trust & reputation

ranQ Trust Score of Yapeal AG: 3.9 out of 5.0

Trust Score3.9/ 5.0

High

x

Data basis 100% · As of October 2026

Yapeal AG scores 48.9 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.12.724%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.95.110%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.100.08%
Yapeal AG scores 83.4 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.79.212%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.82.07%
Yapeal AG scores 86.7 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).86.722%
Yapeal AG scores 80.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.100.04%
  • Media authority: Quality and number of editorial mentions, weighted by the importance of the source, plus the recency of the latest high-quality mention.60.04%
Qualifications+0.00

Yapeal AG reaches a ranQ Trust Score of 3.9 out of 5.0 — rated «High». The rating draws, among other things, on 3.0 out of 5 stars from 41 customer reviews. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
3
of 5

Aggregated from 41 reviews across all connected sources

Sources
GGoogle341
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

Press

Media

March 3, 2026Media
Yapeal ernennt neuen CEO
netzwoche.ch
March 2, 2026Media
Yapeal stellt Führungsgremium um
inside-it.ch
January 14, 2026Media
Zürcher Fintech ist wieder auf Erfolgsspur und liebäugelt mit Expansion
finews.ch
September 3, 2024Media
Frisches Kapital und neue Köpfe bei Yapeal
startupticker.ch
January 31, 2022Media
Kahlschlag bei Hipster-Bank Yapeal
insideparadeplatz.ch
January 14, 2021Media
Abacus investiert in YAPEAL
startupticker.ch

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Location

Gartenstrasse 14
8002 Zurich

At a glance

Legal form
Corporation
UID
CHE-485.125.244
Founded
2018 · 8 years
Last commercial register change
July 9, 2026
Employees
21 to 50
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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