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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,629 companies indexed · Last updated: today
DirectoryFinance & InsuranceInsurance Brokerage & ConsultingBernAVA Concept AG
AVA Concept AG Logo
Verified· 3 sourcesTrust Score
Summary

About the company

The core activity of AVA Concept AG is independent and objective financial and wealth planning for private individuals in Switzerland, particularly in the area of retirement and pension planning. This includes creating individual financial plans, investment advice, asset management, and optimizing tax situations. The company does not work for banks or insurance companies, but exclusively for its clients.

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Products & services

Industry:Insurance Brokerage & Consulting
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3.9/5

AVA Concept AG

✓ Offered8
Financial and wealth planning
Financial and wealth planning with a view to retirement, including wealth accumulation, wealth preservation, orderly drawdown, liquidity planning and income needs after retirement.
Retirement provision analysis
Retirement provision analysis to identify any need for action before retirement, optimize tax burden and determine the available pension capital as well as the appropriate payout form.
Retirement provision advice
Advice on retirement provision regarding pension or lump-sum withdrawal, tailored to the financial situation and the planned withdrawal of the pension capital.
Investment advisory
Independent investment advisory with investment proposals for wealth accumulation, wealth preservation or planned drawdown, tailored to the investment horizon and investor profile.
Tax planning and optimization
Tax planning and optimization in connection with wealth and retirement provision planning, in particular at retirement and when expanding old-age provision.
Succession and estate planning
Succession planning, estate planning and digital estate planning as part of wealth and retirement provision advice.
Advance directive
Preparation and advice relating to the advance directive as an additional service in the context of retirement provision, succession and estate planning.
Wealth management with partner Finpact AG
Wealth management via the Finpact service model with a digital dashboard, adjustment of the investment objective, wealth simulation, deposits and withdrawals as well as document and messaging portal.
Trust & reputation

ranQ Trust Score of AVA Concept AG: 3.9 out of 5.0

Trust Score3.9/ 5.0

High

x

Data basis 96% · As of October 2026

AVA Concept AG scores 52.7 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.68.224%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.17.610%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.50.08%
AVA Concept AG scores 85.5 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.100.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
AVA Concept AG scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
AVA Concept AG scores 8.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.8.04%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

AVA Concept AG reaches a ranQ Trust Score of 3.9 out of 5.0 — rated «High». The rating draws, among other things, on 5.0 out of 5 stars from 1 customer reviews. The data basis is 96%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
5
of 5

Aggregated from 1 reviews across all connected sources

Sources
GGoogle51
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

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Location

Spitalgasse 29
3011 Bern
Opening hours
Mon
08:00 - 12:00, 13:30 - 17:00
Tue
08:00 - 12:00, 13:30 - 17:00
Wed
08:00 - 12:00, 13:30 - 17:00
Thu
08:00 - 12:00, 13:30 - 17:00
Fri
08:00 - 12:00, 13:30 - 17:00
Sat
Closed
Sun
Closed

At a glance

Legal form
Corporation
UID
CHE-107.456.212
Founded
1993 · 33 years
Last commercial register change
February 24, 2025
Employees
1 to 10
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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